Notes from BC - A collection of writings about life in British Columbia
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We've Found A Place To Live

We've found our new home after 6 days of searching, yesterday we signed on a years lease for a 2 bedroom apartment with it's own laundry and gym facilities. I'm glad we have it for a year as this means we can't get turfed out before the winter olympics in February! We also have the option of upgrading or downgrading after the first 6 months, which may be quite handy too. Our new home is in Collingwood Village (the place I mentioned before) 5 minutes from the Joyce Skytrain station. We had agreed to take the place on Thursday but we didn't say anything until things were signed and sealed and the deposit was paid which we did yesterday morning. It seems like a nice place to live and hopefully it will all work out well for us, it will be quick for me to get the train downtown (15 minutes) and about a 25 minute drive for Lou to get to work (going against the majority of traffic). There are lots of little shops nearby too and also a good café literally just up the road. We don't move in until next Friday, in the meantime we have started to buy a few items that we'll need, but nothing too major as there's only so much we can fit into our hotel room!

 In the afternoon we also signed up for our Canadian bank accounts. The process was a little different from the UK, we had a sit down appointment which lasted way over an hour whilst they discussed all the options available to us. At the end of the appointment we even got introduced to the bank manager (never done that before in the UK) and we even got the ATM cards printed, embossed and activated for us at the same time. There was no need to wait for the cards to come in the post (which I thought was standard worldwide) and we could use them instantly, that really impressed us and was totally unexpected.

 Today we are having another relaxing day after we've visited a couple of shops to price up furniture etc, we don't want this new lifestyle to be all hard work y'know ;-)

Comments (4)

Jul 04, 2009
JonJennings said...
Yeah! Congratulations!

Home furnishing is a lot of fun here because things are generally pretty inexpensive - especially when you're buying with UK money!
Once you're earning here you have to get out of the habit of converting things back to Sterling to decide whether they're expensive or not :-)

The banking process is weird here... it's kinda like how I think the UK was back in the 70s. Everything you want to do requires making an appointment and going in to physically meet with someone. I guess this is how they justify charging you for banking :-)

Having said that, some of the Credit Unions (equivalent to a UK building society) offer free banking. We switched all our accounts to Coast Capital a couple of years ago and have been VERY pleased - probably saved something like $1000 by now.

I remember going to set up my first bank account here and asking Helen to come pick me up in half an hour - not realizing how long the process took - she was hanging around waiting for nearly an hour!

The biggest gotcha with banking here is that you can't transfer money electronically between different banks. I used to do this all the time in the UK... go online, type in the sort code & account number and away it went. Facility doesn't exist here unless you pay something like $10 per transaction. The rest of online banking works pretty well though - transfers between accounts at the same bank, paying bills etc - some of the Credit Unions are starting to roll out text message banking as well.

Oh - another thing to be aware of... if you transfer a chunk of money in from the UK they'll probably put a hold on it. The first chunk of money I moved over here, my bank put a 30-day hold on it and didn't think to tell me. I went out on a buying spree only to find that I couldn't buy anything - very embarrassing. As usual, only solution was to make an appointment and go in to talk to them face-to-face. They told me I had to let them know in advance if I wanted to do anything like that again!

That was HSBC. I'd adored First Direct in the UK & thought maybe some of that First Direct DNA might be in their parent company. Not at all. Only bank I've used here that was worse was TD Canada Trust. Having said that, I know people who love TD... I think a lot of it comes down to which branch you use. And that's something you'll find a lot of over here... in the UK I found that large companies would set consistent levels of behaviour and service across the organization... didn't matter who you spoke to, you'd get the same service. Over here everything is more personal... you deal more with an individual and your experience depends entirely on them. That can be a good thing or a bad thing :-)

Jul 05, 2009
sarahlou22 said...
congratulations you guys! can't wait for the photos!
lou - when you get a decent internet connection, we'll have to proper chat? xx
Jul 05, 2009
Ken said...
Congratulations to you both, have fun buying all your new furniture and the other things you need. loads of love Mum & Dad
Jul 05, 2009
Andy said...
Sarah, sign up for a Skype account or private message us your landline number and Lou can call you for free (even now).

Thanks Dad! I wouldn't say it's fun buying it though, it's hard work carrying everything back to the hotel room!

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